Want to get a car or truck in Delaware with poor credit? Let’s look at credit scores in Delaware as a whole:
- Avg DE Credit Score: 684
- Credit Score Deemed “Bad”: 620 or lower
If you have bad credit, may be able to match you with finance companies who offer Delaware bad credit auto loans each and every day. Just click here to apply online. A lot of loan companies require down payments from applicants, along with a minimum debt-to-income ratio (only one half of income being put toward debt payments every month).
Car Loans with Bad Credit in Delaware: Getting Approved
Here’s some actions you can take to better your odds of getting approved for a bad credit car loan in Delaware.
- Make Sure No Inaccuracies Are Lowering Your Credit Score.
- Provide More Money Down.
- Get a Co-signer.
- Don’t Allocate More Than 20% of Your Monthly Income to Paying Off Your Auto Loan
- If Needed, Get Financed Through a Buy Here Pay Here Car Dealership in DE.
Also, we encourage you to purchase an affordable used vehicle with good fuel economy.